 provides complete design, reporting, record
keeping and consulting services for all types of retirement plans.
Special emphasis is placed upon effective communication of the complex
regulations and language of today's retirement plans to our clients
and their advisors.
With decades of collective pension experience, the RAI staff of
well-trained, service-oriented professionals will create and maintain
the plan that best meets the financial and retirement objectives
of your business and employees.
In today's business environment,
employers have the opportunity to both reduce taxation and retain
top employee talent through well-designed benefit programs. Among
the most important components of a comprehensive program are qualified
retirement and “cafeteria” plans. That's
where we can help.
|
|
|
|
RAI President Samuel
Harding, APA
|
RETIREMENT PLAN DEVELOPMENTS NEWSLETTER: JUNE 2009
 Effects of the Financial Crisis Shake Employers into Action
As the financial crisis continues, it appears U.S. employers view the situation as significantly more serious than they did just six months ago. A follow-up survey conducted in May 2009 found that the crisis has forced both defined benefit (DB) plan sponsors and defined contribution (DC) plan sponsors to make changes to their retirement coverage and plan design.
To read the complete story, sign up to receive our Retirement Plan Developments newsletter.
Study Examines Plan Demographics, Saving Behavior Of Participants, and Target-Date Fund Investments
Last month a leading nonpartisan research group published a study of target-date fund investments, exploring whether plan demographic characteristics would affect individual participant contribution rates and target-date fund investments for participants in relation to plan demographics by considering target replacement income and its success rate.
To read the complete story, sign
up to receive our Retirement Plan Developments newsletter
OTHER HELPFUL SITES:
Schwab
Investment Planner
updated 06.09.2009
|
|
Qualified plans offer many key advantages to employers including
substantial tax deductions and tax-free growth of plan assets. The
plans also provide participants with simple and effective means
of accumulating capital for retirement or other purposes. Profit
sharing, employee stock ownership and other related plans increase
employee motivation and promote interest in the overall success
of the company.
There are several types of qualified plans currently available,
singly or in combination. Some approaches provide flexibility, while
others stress commitment. Our consultants can explain the details
of the various plan options available to you, based upon a thorough
analysis of company and employee goals. |
